*Guaranteed Investment Certificates (GIC's)

In all likelihood, you have heard the term GIC before. But, what exactly is a GIC? It is a deposit certificate issued by a financial institution which guarantees the investor a specified rate of return over a fixed period of time.

But at Belmont Village Financial, we offer our customers a superior GIC rate. Each day, we do a daily survey of roughly 40 GIC issuing institutions who compete to give you the best rate available, and offer terms ranging from 30 days to 5 years. To demonstrate, this chart compares the top rates available to our clients versus the best rate available at the 5 major banks in Canada as of the date shown below:

Effective February 22, 2012	1 Yr	2 Yr	3 Yr	4 Yr	5 Yr
The Top Rates We Offer	2.26	2.28	2.40	2.45	2.70
Highest retail rates of Canada's five major banks *Rates subject to change	1.15	1.30	1.40	1.60	2.10

We only deal with companies that are members of the Canada Deposit Insurance Corporation (CDIC) or the Deposit Insurance Corporation of Ontario (DICO) who insure these Investments up to a maximum of $100,000 per depositor for each category of registration (some restrictions apply - please see us for details.)

* Offered exclusively through Belmont Village Financial Group

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